A Card for Every Chapter

It's a multi-currency card built for spending abroad. Load once, spend in 30+ currencies at live exchange rates — with zero forex markup, so the rate you see is the rate you get.

The card supports 30+ currencies in one wallet. You can hold multiple currencies at the same time and spend in whichever one the merchant charges — no manual switching needed.

The Forex Card is optimized for currency and remittance; the Travel Card is optimized for journeys — reward multipliers on trips, zero foreign transaction fees, and airport lounge access on select tiers.

Eligible travel spends — flights, hotels and experiences booked through Lifrica — earn rewards at a higher rate than everyday purchases. Your multiplier grows as you move up membership tiers.

Students — including those studying abroad — with no credit history needed to start. Eligibility requirements (like age and enrollment proof) are listed during signup.

Yes. Pay tuition and university fees directly from the card, including cross-border fee payments — one of the biggest reasons the card exists.